ok let’s talk about the guaranteed bank loan or credit card scam. People are going through difficult financial times at the moment, and could get trapped by “too good to be true” bank offers. These offers claim to guarantee you large amounts of money and have already been pre-approved by the bank. Especially 0% interest credit cards that can help you with a financial restructure.
If such an incredible pre-approved loan is offered to you, simply use your common sense to judge if it’s for real or not. Think about it, How on earth is it possible for a bank to contact you and offer you such a large sum of money without even knowing your financial situation?
This sounds and smells like a scam and would think “who’d fall for that?” Believe me, there’s still a big number of people who lost a ton of money by paying the “mandatory” processing fees required by the scammers.